Insurance Melbourne
Insurance is available covering your Home, Contents, Landlord and Motor Vehicle, Caravan and Trailer as well as Small Business and Travel. See the summary below of briefly what is generally covered in each insurance policy:
Motor Vehicle (Comprehensive)
- Lifetime Guarantee on Repairs
- Choice of Repairer
- Lifetime No Claim Bonus
- Hire Car
- Two Year New Car Replacement
- No Extra Charge For Pay By The Month
- Replacement Keys and Recoding Locks
- Finance Payout
- Windscreen Excess Waiver (Optional)
- Flexible Excess
- Emergency Repairs
- Emergency Accommodation and Helping You and your Passengers Get Home
- Trailer and Caravan Cover
- Baby Seat or Capsule
- Taxi Fare
- Restricted Driver (Optional)
- Restricted No Claim Bonus Benefit (Optional)
- Hire Car Following a Penalty Claim (Optional)
Home
- Flood Cover
- Motor Burnout
- Optional Cover for Personal Valuables
- Food and Medication Spoilage
- No Depreciation for Contents Items
- Environmental Improvements
- Visitor’s Contents
- No Extra Charge for Pay By The Month
- Damage to Gardens and Plants
- Lock Replacement
- Vehicle Injury to Dogs or Cats
- Contents in Commercial Storage
- Contents in Transit
- Landlord Furnishings
- Flexible Excess
Landlord
- Contents
- Flood and Storm
- Lightning
- Removal of debris
- Loss of rent – Tenant default
- Landlord furnishings
- Environmental Improvements
- Escape of liquid
- No Extra Charge For Pay By The Month
- Theft or burglary
- Landlord contents on common property
- Earthquake and Tsunami
- Damage to gardens and plants
- Motor Burnout
- Prevention of access
- Storage of undamaged landlord contents
- Strata title mortgage protection
- Lifetime guarantee on property repairs
Small Business Insurance
- Commercial Property
- Business Interruption
- Glass
- Theft
- Electronic Equipment
- Money
- Commercial Vehicles
- General Property
- Goods In Transit
- Management Liability
- Machinery Breakdown
Travel Insurance
- Travel Insurance can be for when you decide to travel domestically or internationally.
- Accidental Death
- Choice of the level of cancellation cover you require, from the moment you purchase your policy
- Additional expenses
- Travel Delay Expenses
- Lost, stolen or damaged luggage, personal effects and valuables
- Delayed luggage and personal effects expenses
- Theft of cash
- Rental vehicle excess if your hire car is damaged or stolen
- Personal Liability
Caravan and Trailer Insurance
Caravan and Trailer Insurance can cover you for:
- Accidental loss or damage to your caravan or trailer
- Temporary accommodation
- Towing costs that are reasonable costs of protection removal and towing following a covered incident
- Emergency repairs
- Spoilage of food that is damaged when there is a loss of the trailer or caravan.
- Legal liability cover for damage to other peoples property caused by an accident which is partly or fully your fault.
- 24/7 claims lodgement
- Temporary cover if you replace your caravan or trailer up to a maximum of 14 days.
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