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Commercial Loans Melbourne

Commercial Loans Brokers – Melbourne, Niddrie, Airport West, Avondale, East Keilor Servicing Australia Wide.

At Trent’s Mortgage and Finance Broking we offer a range of services. Our commercial loans team are experts for commercial property loans in Melbourne, Niddrie, Essendon, Airport West, Avondale Heights, East Keilor. Whether you buy a commercial property, we can provide you a loan solution to suit your requirements. Book in for a free appointment to find out how we can help you.

What is commercial lending?

A commercial loan is most commonly defined as one of the following measures:

  • Higher value business loans in excess of $1million.
  • Loans for purchasing commercial property/real estate.
  • General business loans with commercial intent.

Commercial Real Estate

Loans are available for purchase or refinance of commercial properties.

  • The loan size ranges from a minimum of $150,000 to a maximum of $3,000,000.
  • Maximum LVR (Loan to Valuation Ratio) is 75% for Full-doc.
  • Maximum LVR (Loan to Valuation Ratio) is 70% for Alt-doc
  • The maximum loan term is 25 years
  • Principal and interest loans are available
  • Interest only is available for a maximum of 5 years
Commercial Loans Melbourne

What is acceptable security?

  • Residential (single security) 85% LVR
  • Residential (up to 3 dwellings) 75% LVR
  • Residential (more than 3 dwellings) 70% LVR
  • Industrial units/warehouses 75% LVR
  • Mixed residential and commercial use 75% LVR
  • Strata office and showrooms 70% LVR
  • Vacant industrial land 65% LVR
  • Childcare centres 60% LVR
  • Boarding houses 60% LVR
Residential Security

Unacceptable Securities

  • Development Sites
  • Rural Properties
  • Motels
  • Hostels/Backpackers
  • Construction Projects
  • Places of Worship
  • Private Hospitals
  • Retirement Villages
  • Resorts/Theme Parks
  • Recreation Complexes
  • Marinas
  • Brothels
  • Casino/Clubs
  • Caravan Parks
  • Vineyards
  • Display Homes
  • Petrol Stations
  • Properties Registered under the National Rental Affordability Scheme (NRAs)
  • Abattoirs
  • Contaminated Land Sites
  • Farms
  • Hotels/Clubs
Unacceptable Securities

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