86400 Digital Bank
We are excited to be accredited with 86400 Bank and are able to offer home loans from them.
Why 86400
- 85% LVR (Loan to Valuation Ratio) with no Lenders Mortgage Insurance needed.
- Smart app that shows customers there banking all in one and alerts them about any upcoming bills they have.
- Fast unconditional home loan approvals.
- 35-year loan terms that will extend the term of your mortgage and the repayments will be lower compared to your standard 30-year mortgage.
- Electronic ID checks and electronic income and expenses verification.
- Fully assessed and verified pre-approvals.
- There is an Australian call centre that you can call and get through to them if you have any trouble or questions.
- Up to $250,000 cash out on your home loan.
Own Home Loan
There is a variable and fixed option available and an offset account as well.
Variable Loans
- 100% interest offset on multiple spend and save accounts.
- Unlimited additional repayments.
- Redraw available on additional repayments you have made.
- Rates are from 2.14% with a LVR <60%
Fixed Rate Loans
- Make up to $20,000 in additional repayments per fixed term.
- Redraw available on additional repayments you have made.
- Choose to rate lock for 90 days (Fees Apply)
- Rates are from 2.99% 1 year fixed, owner occupied with a principal and interest of with an LVR <80%
Neat Home Loans
- No ongoing fees
- Redraw available on additional repayments you have made.
- Unlimited additional repayments so you can pay your loan off sooner.
- Interest rates start from 1.89% with an LVR of <60%.
Our Lenders
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